Who we are
We’re proud to be part of Canadian history. As one of the first credit union study clubs in BC in the 1930s, we helped the community find ways to rise above the economic depression.
We’re proud to be part of Canadian history. As one of the first credit union study clubs in BC in the 1930s, we helped the community find ways to rise above the economic depression.
We’re a small credit union that has been around for more than 80 years, offering personal and business banking including chequing and savings accounts, investments, mortgages and loans.
While you can bank at any time and anywhere with our mobile app and online banking, we pride ourselves with our human approach. We always look forward to speaking with you in person.
We also understand that life happens and things don't always go as planned. We work with our members and try to help them get back on track. If your credit isn’t great, talk to us and let’s see how we can help.
To enrich the lives of people through the power of cooperation
1st Principle - Voluntary and Open Membership
Cooperatives are voluntary organizations, open to all persons able to use their services and willing to accept the responsibilities of membership, without gender, social, racial, political or religious discrimination.
2nd Principle - Democratic Member Control
Cooperatives are democratic organizations controlled by their members, who actively participate in setting their policies and making decisions. Men and women serving as elected representatives are accountable to the membership. In primary cooperatives, members have equal voting rights (one member, one vote) and cooperatives at other levels are organized in a democratic manner.
3rd Principle - Member Economic Participation
Members contribute equitably to, and democratically control, the capital of their cooperatives. At least part of that capital is usually the common property of the cooperatives. They usually receive limited compensation, if any, on capital subscribed as a condition of membership. Members allocate surpluses for any or all of the following purposes: developing the cooperative, possibly by setting up reserves, part of which at least would be indivisible; benefiting members in proportion to their transactions with the cooperative; and supporting other activities approved by the membership.
4th Principle - Autonomy and Independence
Cooperatives are autonomous, self-help organizations controlled by their members. If they enter into agreements with other organizations, including governments, or raise capital from external sources, they do so on terms that ensure democratic control by their members and maintain their cooperatives autonomy.
5th Principle - Education, Training and Information
Cooperatives provide education and training for their members, elected representatives, managers and employees so they can contribute effectively to the development of their cooperatives. They inform the general public – particularly young people and opinion leaders – about the nature and benefits of cooperation.
6th Principle - Cooperation Among Cooperatives
Cooperatives serve their members most effectively and strengthen the cooperative movement by working together through local, national, regional and international structures.
7th Principle - Concern for Community
While focusing on member needs, cooperatives work for the sustainable development of their communities through policies accepted by their members.
*Source: www.ica.coop
We’re always looking out for your best interests! Our primary motivation is providing quality products and services to you. We’re always committed to making sure you’re satisfied with the level of services provided.
Read our complete Market Conduct Code here.
Welcome to our Annual Report archive. Feel free to view current and past Annual Reports below.
A copy of the full financial statements can be obtained at any GVC Credit Union branch.
To view each PDF report, you must have Adobe Acrobat installed. Don’t have it installed? Download it here.
Browse our Member Newsletter archive for GVC credit union news, money management tips, and what we’ve been up to in the community.
To view each PDF report, you must have Adobe Acrobat installed. Don’t have it installed? Download it here.
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2010 January Member Newsletter
2009 October Member Newsletter
2009 January Member Newsletter
2008 October Member Newsletter
2008 January Member Newsletter
2007 October Member Newsletter
2007 January Member Newsletter
2006 October Member Newsletter
2006 January Member Newsletter
2005 October Member Newsletter
2005 January Member Newsletter
2004 September Member Newsletter
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