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Commercial Mortgages

Locally approved. Relationship-driven. Practical solutions.

 
 

Buying a Small Commercial Property? Here’s Why Local Lending Matters.

GVC Credit Union specializes in financing small commercial properties with purchase prices under $2.5 million—where many borrowers feel overlooked by big banks or overcharged by alternative lenders.


Because our lending decisions are made locally, we offer competitive rates, lower fees, and practical financing that reflects the realities of local businesses.


What we finance:

Warehouses & light industrial
Mixed-use buildings
Small multi-residential properties
Office & retail units
Refinancing 



Commercial Mortgage Features

  • Flexible terms ranging from 1 to 5 years
  • Repayment options designed around your cash flow, including weekly, bi-weekly, monthly, and interest-only structures (where appropriate)

  • Choice of fixed or variable rates

  • Prepayment flexibility, with the ability to prepay up to 20% annually

  • Re-advanceable options that allow you to access equity in your property as your business grows


Why Finance with us?

  • Lending decisions made locally 
  • Flexible structures for small commercial deals
  • Lower annual review and renewal fees than most competitors

Let’s Talk About Your Commercial Financing

If you’re purchasing or refinancing a small commercial property, speak with a local lender who understands your goals—and your market.


Contact Us Today