Personal & Business Accounts
No matter how you prefer to bank, we have an account option to make managing your personal and business finances simple.
Service Fee Notice: At GVC Credit Union, we’re committed to providing exceptional value and personalized service to our members. To support ongoing improvements and sustain the high standards you’ve come to expect, we are updating some of our general service fees effective September 1, 2025. View General Service Fee Schedule – Effective September 1, 2025.
Please note: Monthly account package fees are not changing except for ATM fees. Good news! Interac e-Transfer Send, Request, and Receive — remains free on all personal and business accounts.
If you have questions or would like to review your account options, please contact your branch or send us a message — we’re here to help.
Bank accounts designed for real life
Chequing
Savings
Senior
Youth
US
Extra banking benefits
Many of our chequing accounts include:
Free e-Transfers
Free online banking
Overdraft protection (oac)
Real™ Chequing Account
Overview
Designed for those who make lots of transactions and want a comprehensive package to cover all their banking needs.
Key features
- Unlimited free:
- Interac e-Transfers®
- Interac point-of-sale transactions
- Online & in-branch electronic bill payments
- In-branch & remote cheque deposits
- Cheque transactions
- Online transfers between GVC accounts
- 12 free withdrawals from EXCHANGE® & Acculink® ATMs
- Free monthly statement
- Free buyer protection & extended warranty*
* FREE Extended Warranty - double the Canadian warranty up to an additional year on most purchases by cheque or MEMBER CARD® Debit Card. A MEMBER CARD Debit Card is required to receive Buyer Protection & Extended Warranty. Some restrictions apply.
Chequable Savings Account
Overview
Designed for those who only make a few transactions each month.
Key features
- Interest calculated on min. monthly balance & paid monthly
- Free quarterly statement with cheque images
- Line of credit up to $5,000 available upon application & approval
Premium Chequing Account
Overview
Designed for those who carry a large credit balance.
Key features
- Charges waived for the following with a min. monthly balance of $1,000:
- Cheques
- Withdrawals
- Direct & pre-authorized payments
- Interest calculated on min. daily balance & paid monthly
- Free monthly statement with cheque images
- Line of credit up to $5,000 available upon application & approval
Extra banking benefits
All our savings accounts include:
Free deposits & withdrawals at GVC ATMs
Free online banking access
Real™ Savings
Overview
Designed for those with mid-sized, stable balances, who want a higher interest rate that helps them save faster.
Key features
- Interest calculated on min. monthly balance over $500 & paid monthly
- Free in-branch & ATM deposits
- Free transfers between GVC accounts
- Free quarterly statements
- 2 free pre-authorized debits per month
- No monthly fee*
Plan 24 Savings
Overview
Designed for those who want a simple, straightforward account to save for their goals.
Key features
- Interest calculated on min. daily balance & paid semi-annually (June & December)
- Free quarterly statements
T-Bill Savings
Overview
Designed for those who want to earn high interest on a savings balance of $5,000 or more.
Key features
- Interest is tiered, calculated on min. daily balance & paid monthly
- Free quarterly statements
*Standard fees apply on the following items: Money Orders, Travelers Cheques, Official Cheques, stop payments, point of sale transactions, bill payments and cheque transaction fees also apply. For details, please contact your branch.
Free e-Transfers
Free online banking
Mobile App
Real™ Chequing Account - Youth
Overview
Designed for those who make lots of transactions and want a comprehensive package to cover all their banking needs.
Key features
- No Monthly Fee
- Unlimited free:
- Interac e-Transfers®
- Interac point-of-sale transactions
- Online & in-branch electronic bill payments
- In-branch & remote cheque deposits
- Cheque transactions
- Online transfers between GVC accounts
- 12 free withdrawals from EXCHANGE® & Acculink® ATMs
- Free monthly statement
- Free buyer protection & extended warranty*
* FREE Extended Warranty - double the Canadian warranty up to an additional year on most purchases by cheque or MEMBER CARD® Debit Card. A MEMBER CARD Debit Card is required to receive Buyer Protection & Extended Warranty. Some restrictions apply.
Bank accounts designed for doing real business
Chequing
Savings
US
Bank and pay your way, every day
On your mobile device
Handle your everyday banking whenever and wherever suits you best with our intuitive mobile app.
Using your computer
Manage your money anytime 24/7 from the comfort of your home or office using our secure online banking platform.
In person
Visit one of our local branches for friendly, in-person support with any financial need.
Find a credit card that really fits your needs
From no fee to cash back to travel rewards, we have a wide range of credit card options built to truly fit your life and business needs.
Bank with greater ease using our additional services
We offer a number of additional banking services to help simplify your money management, including night deposit, wire transfers and merchant services.
By Email
By PhoneEmpowering people along
their financial journey.
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