Personal Chequing Accounts

 

GVC Credit Union offers a number of personal chequing account packages for you to choose from. Most accounts include the following:

  • free deposit and withdrawal transactions at any GVC ATM
  • free MemberDirect® online banking access
  • free MEMBERLINK® telephone banking access
  • overdraft protection (oac)

Real Chequing Account
This account has a low $5 monthly fee and is designed for users who prefer an "all-in-one" package account. The low monthly fee includes; unlimited cheque transactions, Interac Direct Payments, pre-authorized debits and credits, online bill payments and transfers between GVC accounts, in-branch electronic bill payments, deposits and withdrawals. Twelve ATM withdrawals per month from Exchange machines, inclusive of GVC machines are also included. A monthly statement is also provided at no additional charge. A line of credit is also available for $2 per month upon application and approval. The monthly $5 fee will be waived in months where a minimum balance of $2000 is maintained. For more information, click here.

Chequable Savings Account
This account is designed for those who process only a few transactions and cheques per month. A quarterly statement with cancelled cheque images is included. Interest is calculated on the minimum monthly balance and paid monthly. A line of credit of up to $5,000 is available upon application and approval.

Personal Chequing Account
This account is designed for the budget conscious and includes unlimited cheque writing privileges for a low monthly fee. A monthly statement with cancelled cheque images is included. A line of credit of up to $5,000 is available upon application and approval.

Personal Chequing - Golden Account
This account has all the features and benefits of the standard Personal Chequing account but has no monthly fee. This benefit is available to members 55 years and older. Please see our Golden  section for more information.

Premium Chequing Account
This account is designed for those who carry a large credit balance. Charges for cheques, withdrawals, direct payments and pre-authorized payments are waived if the minimum monthly balance exceeds $1,000. A monthly statement with cancelled cheque images is included. Interest is calculated on the minimum daily balance and paid monthly. A line of credit of up to $5,000 is available upon application and approval.

Electronic Chequing Account
This account has a low monthly fee and is designed for frequent users of electronic means of banking such as ATMs and Interac Direct Payment (POS). A quarterly statement with cancelled cheque images is included. Interest is calculated on the minimum monthly balance and paid monthly. A line of credit of up to $5,000 is available upon application and approval.

MAXIMIZER® Chequing Account
This account is designed for those who prefer a basic "all-in-one" package account. It features fee-free items such as in-branch utility bill payments, money orders, official cheques, traveler's cheques, a $5 annual discount on a safety deposit box and more. A monthly statement with cancelled cheque images is included. Interest is calculated on the daily closing balance and paid monthly. A line of credit of up to $5,000 is available upon application and approval.

MAXIMIZER® Select Chequing Account This account is designed for those who prefer an extensive "all-in-one" package account. It has all the same features and benefits as the basic MAXIMIZER account but also includes fee-free; ATM transactions at any CUE/Exchange machine, Interac Direct Payment purchases, electronic utility bill payments (internet, telephone or ATM), a $10 annual discount on a safety deposit box and more. A monthly statement will cancelled cheque images is included. Interest is calculated on the daily closing balance and paid monthly. A line of credit of up to $5,000 is available upon application and approval.

 

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